{"id":27799,"date":"2025-02-18T15:22:38","date_gmt":"2025-02-18T14:22:38","guid":{"rendered":"https:\/\/observatoirecetelem.com\/des-revenus-insuffisants-pour-consommer-librement"},"modified":"2025-11-27T18:43:51","modified_gmt":"2025-11-27T17:43:51","slug":"inadequate-incomes-prevent-unbridled-consumption","status":"publish","type":"page","link":"https:\/\/observatoirecetelem.com\/en\/lobservatoire-cetelem-de-la-consommation\/consumption-in-europe-the-quest-for-enjoyment-holds-firm\/inadequate-incomes-prevent-unbridled-consumption","title":{"rendered":"Inadequate incomes prevent unbridled consumption"},"content":{"rendered":"<div class=\"container\">\n<p class=\"wp-block-paragraph\">These conflicting attitudes towards consumption, which encompass both negative views and the notions of enjoyment and comfort, not to mention feelings of pride and a sense of being able to closely manage one\u2019s spending, cannot escape cold, hard economic reality. Faced with the latter, Europeans feel that they can\u2019t always afford what they would like to buy. The result is a feeling of frustration, which sometimes leads people to give up on what they covet, although some attempt to get round this by using their savings or alternative strategies.<\/p>\n<\/div>\n\n<div class=\"container\">\n<h2 class=\"wp-block-heading\" style=\"text-transform:capitalize\">NEEDS THAT CANNOT BE MET BY THE RESOURCES AVAILABLE<\/h2>\n<\/div>\n\n<div class=\"container\">\n<p class=\"wp-block-paragraph\">Wanting to treat oneself is fine. As long as one can afford it. That is what a majority of Europeans believe. Nearly 6 out of 10 respondents feel that they cannot afford to consume as freely as they would like or that they have to adopt specific strategies to meet their needs&nbsp;<strong>(Fig. 15)<\/strong>. The UK stands out as the only country in which a majority of people can afford to<em>&nbsp;<\/em>consume. Conversely, in Portugal, Poland and Romania, more than 7 out of 10 people mention these financial difficulties.<\/p>\n<\/div>\n\n<div class=\"container\">\n<p class=\"wp-block-paragraph\">Looking at the different income brackets, those who earn the least are most likely to experience this problem, but those on high incomes in Eastern Europe are also affected, albeit to a lesser extent. The 50-64 age group and young people are on the same wavelength, although the latter have a greater tendency to use their imagination to overcome their financial limitations and satisfy their needs.<\/p>\n<\/div>\n\n<div class=\"container\">\n<p class=\"wp-block-paragraph\">In France, 18% of respondents feel they cannot afford to meet their basic needs, which is almost identical to the proportion of people who live below the poverty line.<\/p>\n<\/div>\n\n<div class=\"container block-infographie\">\n  <div class=\"infographie\">\n                    <div class=\"infographie-header\">\n            <p id=\"infographie-32765\">\n            Fig 15 &#8211; Feeling of sufficient or insufficient income to meet one&#8217;s needs\n        <\/p>\n    \n            <a\n            class=\"download download-link\"\n            href=\"https:\/\/observatoirecetelem.com\/wp-content\/uploads\/2025\/11\/fig15_gb.png\"\n            download\n            aria-describedby=\"infographie-32765\"        >\n            Download this infographic for your presentations\n        <\/a>\n        <\/div>\n          <div class=\"infographie-image-wrapper\">\n                          <figure>\n          <img decoding=\"async\" src=\"https:\/\/observatoirecetelem.com\/wp-content\/uploads\/2025\/11\/fig15_gb.png\" alt=\"Distribution by country between adequate income, insufficient income requiring strategies, or insufficient income leading to deprivation\" class=\"img-fluid\"  aria-describedby=\"figcap-32765\"\/>\n          <span class=\"sr-only\" id=\"figcap-32765\">\n            Distribution by country between adequate income, insufficient income requiring strategies, or insufficient income leading to deprivation\n          <\/span>\n        <\/figure>\n            <\/div>\n      <\/div>\n<\/div>\n\n<div class=\"container\">\n<h2 class=\"wp-block-heading\">UNFULFILLED DESIRES<\/h2>\n<\/div>\n\n<div class=\"container\">\n<p class=\"wp-block-paragraph\">The ability to satisfy one\u2019s consumerist urges is even more likely to be affected by the issue of affordability. On this question, almost 7 out of 10 people state that their financial resources are insufficient. And if we look at the detail, we can see that the same countries, the same social categories and the same generations are confronted with thischallenge&nbsp;<strong>(Fig. 16)<\/strong>.<\/p>\n<\/div>\n\n<div class=\"container block-infographie\">\n  <div class=\"infographie\">\n                    <div class=\"infographie-header\">\n            <p id=\"infographie-32767\">\n            Fig 16 &#8211; Feeling of sufficient income to satisfy one&#8217;s desires\n        <\/p>\n    \n            <a\n            class=\"download download-link\"\n            href=\"https:\/\/observatoirecetelem.com\/wp-content\/uploads\/2025\/11\/fig16_gb.png\"\n            download\n            aria-describedby=\"infographie-32767\"        >\n            Download this infographic for your presentations\n        <\/a>\n        <\/div>\n          <div class=\"infographie-image-wrapper\">\n                          <figure>\n          <img decoding=\"async\" src=\"https:\/\/observatoirecetelem.com\/wp-content\/uploads\/2025\/11\/fig16_gb.png\" alt=\"Stacked bars by country showing whether the income is enough to satisfy cravings, or whether it leads to renunciations or strategies.\" class=\"img-fluid\"  aria-describedby=\"figcap-32767\"\/>\n          <span class=\"sr-only\" id=\"figcap-32767\">\n            Question: &#8220;To satisfy your cravings, which of the following statements do you feel closest to?\nCategories:\n\u2022\tSufficient income\n\u2022\tInsufficient income but strategies\n\u2022\tInsufficient income leading to deprivation\nData (sufficient \/ strategies \/ deprivations):\n\u2022\tGermany: 38 \/ 40 \/ 22\n\u2022\tBelgium: 39 \/ 40 \/ 21\n\u2022\tSpain: 30 \/ 47 \/ 23\n\u2022\tFrance: 32 \/ 44 \/ 24\n\u2022\tItaly: 33 \/ 41 \/ 26\n\u2022\tPoland: 19 \/ 51 \/ 30\n\u2022\tPortugal: 22 \/ 48 \/ 30\n\u2022\tRomania: 26 \/ 46 \/ 28\n\u2022\tUnited Kingdom: 38 \/ 46 \/ 16\n\u2022\tSweden: 33 \/ 48 \/ 19\n\u2022\tSet: 33 \/ 44 \/ 23\nSource: The Cetelem 2025 Observatory.\n          <\/span>\n        <\/figure>\n            <\/div>\n      <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>These conflicting attitudes towards consumption, which encompass both negative views and the notions of enjoyment and comfort, not to mention feelings of pride and a sense of being able to closely manage one\u2019s spending, cannot escape cold, hard economic reality. Faced with the latter, Europeans feel that they can\u2019t always afford what they would like [&hellip;]<\/p>\n","protected":false},"author":1925,"featured_media":25747,"parent":27767,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"t-etude-chapitre.php","meta":{"_acf_changed":false,"footnotes":""},"tags":[],"class_list":["post-27799","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/pages\/27799","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/users\/1925"}],"replies":[{"embeddable":true,"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/comments?post=27799"}],"version-history":[{"count":3,"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/pages\/27799\/revisions"}],"predecessor-version":[{"id":33503,"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/pages\/27799\/revisions\/33503"}],"up":[{"embeddable":true,"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/pages\/27767"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/media\/25747"}],"wp:attachment":[{"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/media?parent=27799"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/observatoirecetelem.com\/en\/wp-json\/wp\/v2\/tags?post=27799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}