31 million households in France: how is demographic change reshaping consumption?

Household consumption accounts for more than half of French growth. But behind that economic engine, the very notion of a household has changed profoundly.

According to figures published by INSEE in its France, portrait social study, France has more than 66 million inhabitants spread across 31 million households a demographic reality that no longer resembles that of the 1990s.

How have French households changed over thirty years? And what do those shifts reveal about consumer behaviour?

Smaller households, more people living alone

Four structural shifts are redrawing the map of French households:

Average household size is falling : 2.6 people per household in the early 1990s, 2.1 today.
Single-person households are surging : 27% of households in the early 1990s, close to 40% today.
Households with at least one child are declining : 36% in the 1990s, 22% today.
Single-parent families have doubled : from 12% to close to 25% of households in thirty years.

Put simply, French households are smaller, less likely to include children, and more exposed to the economic vulnerability associated with single parenthood.

Changes anticipated long ago

These shifts are no surprise. They were already highlighted in the 2016 study by the Observatoire Cetelem de BNP Paribas Personal Finance on population ageing and falling birth rates, whose effects on purchasing behaviour can now be fully measured.

The rise of single-person households and single-parent families is profoundly changing the logic of consumption: pack sizes, budget trade-offs, price sensitivity and service expectations all evolve with the structure of the household itself.

Near-universal digital equipment

Despite this fragmentation of households, one marker is common to all: 93% of French households own at least one digital device at home.

This near-universal ownership rate cuts across every household type, whatever its size or composition. Digital thus emerges as a common denominator, at a moment when the other characteristics of households are diverging.

What this reshuffle reveals

French demographics point to a more fragmented pattern of consumption, driven by smaller and more diverse households. For retail and financing players alike, understanding this reshuffle is becoming essential: it shapes how households spend, make trade-offs and equip themselves.

Behind the figure of 31 million households, then, lies a deep social transformation, which the Observatoire Cetelem de BNP Paribas Personal Finance tracks over time to measure its effects on consumption patterns.

FAQ – French households and consumption

How many households are there in France?
France has 31 million households for more than 66 million inhabitants, according to INSEE figures cited by the Observatoire Cetelem de BNP Paribas Personal Finance.

What share of French households are single-parent families?
Single-parent families account for close to 25% of households, against 12% thirty years earlier.

What share of French households own a digital device?
93% of French households own at least one digital device at home.

What is the average household size in France?
The average French household has shrunk from 2.6 people in the early 1990s to 2.1 today.

What share of French households consist of a single person?
Single-person households account for close to 40% of households, against 27% in the early 1990s.

Key takeaways

France has 31 million households for more than 66 million inhabitants. In thirty years, households have become smaller (2.1 people, down from 2.6), more often made up of a single person (close to 40%) and increasingly single-parent (close to 25%). This demographic reshuffle is profoundly changing the logic of consumption, while digital equipment, present in 93% of households, emerges as a common denominator.