141/143, rue Anatole France
Unicity
92300 Levallois-Perret
France
About us
The Observatoire Cetelem
The Cetelem Observatory is the economic reseach and study structure of BNP Paribas Personal Finance, created in 1985 and directed by economist Flavien Neuvy.
Its dual mission is to observe, illuminate, and decipher the evolution of consumption patterns in France and internationally, but also to anticipate future changes by having a forward-looking vision and making forecasts.
To meet these requirements, the Cetelem Observatory has established a system based on the diversity and complementarity of content with the publications below.
Our Publications
The observatoires
The Observatoires Cetelem, Two highly respected international consumer studies performed on an annual basis, one focusing on the automotive market (16 countries) and the other on consumption in general (17 countries).
The zooms
Our zOOms studies focus on lifestyles and explore a particular theme (housing, sport, education, culture, the human body, etc.) in three stages, by seeking the opinion of French citizens via a three-wave survey.
L’Œil
l’Œil, a spotlight on new developments in the retail sphere and on the latest initiatives highlighting the innovations and shifts that could shape consumption in the future.
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Our team
Flavien Neuvy
Director of the Observatoire Cetelem
Patricia Bosc
Editorial & content manager
Our address
About BNP Paribas Personal Finance
BNP Paribas Personal Finance is a leading consumer finance company in Europe, offering a wide range of consumer credit products. A wholly-owned subsidiary of the BNP Paribas group, BNP Paribas Personal Finance employs close to 20,000 people and operates in some 30 countries. With brands such as Cetelem, Cofinoga, Findomestic and AlphaCredit, the company offers a full range of personal loans in stores, at car dealerships or directly to customers through its customer contact centres and online.
BNP Paribas Personal Finance has rounded out its offering with insurance and savings products for its customers in several countries including Germany, Bulgaria, France and Italy.
Over a number of years, BNP Paribas Personal Finance has developed an active partnership strategy with retail chains, car manufacturers and distributors, e-commerce websites and other financial institutions (banking and insurance) based on its experience in the credit market and on its ability to offer integrated services tailored to the business activities and commercial strategy of its partners.
Website personal-finance.bnpparibas | Twitter @bnpp_pf | Instagram bnpparibas_pf